chartis personal warranty insurance

Our global reach extends to operations in over 50 Countries. We have underwritten more than $7 Billion in North America alone. Chartis has over 26 years of experience in the Service Contract Business. We insure programs for some of the world’s largest and most recognizable brands, with over 325 Million Service Contracts sold to date. Chartis is one of the largest underwriters of Service Contracts in the U.S., and presently services over 75 Million active contracts. We cover a vast spectrum of products including appliances, electronics, computers, heating and air conditioning systems, sports and fitness equipment, outdoor power equipment and much more. Chartis helps clients maintain their competitive edge, maximize customer loyalty and provide value added services that differentiate from the competition.

chartis personal Home and Property Insurance

We offer attractively priced products for a range of sizable and complex home and property exposures

Condos and Tenants Insurance

LexElite^® Condos and Tenants Insurance provides a solution for owner-occupied condos, hard-to-place rental or secondary/seasonal condos, and units rented by tenants.

Homeowners Insurance

LexElite^® Homeowners Insurance provides flexible coverage for mid to high-value properties, older homes, secondary/seasonal residences, rental properties (long- and short-term), builders risks and homes with prior losses.

Personal Inland Marine

LexElite^® Personal Inland Marine can be written for most classes of property—including valuable works of art, fine jewelry, extensive coin collections, and other unique items.

Vacant Dwelling Insurance

LexElite^® Vacant Dwelling Insurance provides insurance for difficult to cover vacant dwellings, old and new, coastal and inland.

chartis personal travel insurance

Travel insurance can provide coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage.

Annual Travel Insurance

Annual multi-trip travel insurance that travels with you on trips or vacations.

 Cruise Insurance

Travel insurance for cruises of all shapes and sizes.

Flight Insurance

Reimbursement for non-refundable pre-paid airline tickets for trip cancellation or interruption due to covered reasons.

 International Travel Insurance

Travel Insurance for your next international trip from the U.S.A. Note: Coverage can only be sold to US residents.

 Single Trip Insurance

Trip insurance that travels where you do.

Emergency Evacuation Coverage

Worldwide emergency travel medical evacuation coverage that will transport you to the nearest adequate medical facilit

chartis perlsonal Private Client Insurance

Our Private Client Group provides a wide range of property and liability insurance solutions for those with a lot to protect — from high-valued homes, art and jewelry to luxury autos and yachts.

For your home
Protect the unique features of your home from a wide range of circumstances.

On the road
Insure all your vehicles, including collector cars, on one policy at an affordable rate.

For your liability
Safeguard your assets with broad, worldwide protection and up to $100 million in coverage.

For your collections
Obtain precise coverage for fine art, wine, jewelry, antiques and other collectibles.

On the water
Get comprehensive insurance for super yachts, small boats and everything in between.

And beyond…
Access solutions related to private staff, family offices, international travel and more.

Chartis Insurance Solutions for Individuals

      
Insurance Solutions for Individuals

Chartis offers personal insurance solutions to meet the particular needs of individuals, families and students worldwide. Our products and services are tailored to meet the needs of consumers around the world.
Accident and Health
A wide range of accident and health coverages that can be customized to meet your needs.


Auto
A variety of auto insurance products that can be tailored to address your unique needs.

Home and Property
Comprehensive protection for what might be your most valued assed – your home.


Private Client Group
A wide range of property and liability insurance solutions for those with a lot to protect — from high-valued homes, art and jewelry to luxury autos and yachts.


Travel
Comprehensive travel risk protection, including coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage.

Chartis insurance

Chartis is a world leader in insurance, with 90 years of proven experience and customer service. Our fundamental strength lies in our 34,000 employees, who combine global reach with the ability to serve clients in more than 160 countries and jurisdictions. We focus on commercial and personal insurance, with over 500 innovative products and services that are backed by our superior financial strength. As a result, more than 40 million clients around the world rely on us to meet their unique insurance needs. For details about product offerings in your area, contact your local office.

Finding New Ways to Lead

We have established ourselves as a world leader in insurance by helping our partners and customers realize their own plans for the future. Our fundamental strength lies in the 40,000 employees who serve more than 70 million clients around the world.

Every day, our people deliver commercial and personal insurance offerings through hundreds of innovative products and services. By counting on us to meet their unique insurance needs, our clients are able to pursue a secure course toward their goals.

Partnering With Our Customers Along Their Way
You can be sure that you have a dedicated partner in Chartis, one who will take on your challenges as its own. By meeting straightforward needs as well as solving complex issues, we make your confidence our number one priority. Whether the need is as fundamental as insuring a home, or as nuanced as covering environmental exposures, we’re committed to delivering what matters most to you.

Commercial Insurance

Every day, our people bring a critical measure of confidence to the plans and projects of businesses like yours. We provide commercial insurance products and services to the full spectrum of enterprises all around the world—from large, multinational, and mid-sized companies to small businesses, entrepreneurs, and non-profit organizations.

Our offerings span traditional insurance categories such as property and casualty, and extend to new areas like political risk and crisis coverage. We also offer a breadth of products designed to meet the special requirements of particular industries.

As your needs evolve, so do our offerings: We maintain an ongoing dialogue with our diverse client base in order to identify emerging risks and respond with innovative underwriting solutions. To learn more about how Chartis can help you with your commercial insurance needs, please visit www.chartisinsurance.com.

Personal Insurance

Chartis has a long history of offering personal insurance solutions to meet the particular needs of individuals, families and students worldwide. Our products and services are tailored to meet the needs of consumers around the world.

Chartis is flexible and grows alongside you and your family. We consistently create dependable new offerings that address changes in your current lifestyle as well as your plans for the future. Our personal insurance solutions encompass a wide array of products, which can be tailored to meet your current and emerging needs.

AIG history

AIG history dates back to 1919, when Cornelius Vander Starr established an insurance agency in Shanghai,
China. Starr was the first Westerner in Shanghai to sell insurance to the Chinese, which he continued to do until AIG left China in early 1949—as Mao Zedong led the advance of the Communist People's Liberation Army on Shanghai. Starr then moved the company headquarters to its current home in New York City.^[10] The company went on to expand, often through subsidiaries, into other markets, including other parts of Asia, Latin America, Europe, and the Middle East.^[11]
In 1962, Starr gave management of the company's lagging U.S. holdings to Maurice R. "Hank" Greenberg, who shifted its focus from personal insurance to high-margin corporate coverage. Greenberg focused on selling insurance through independent brokers rather than agents to eliminate agent salaries. Using brokers, AIG could price insurance according to its potential return even if it suffered decreased sales of certain products for great lengths of time with very little extra expense. In 1968, Starr named Greenberg his successor. The company went public in 1969.
Beginning in 2005, AIG became embroiled in a series of fraud investigations conducted by the Securities and Exchange Commission, U.S. Justice Department, and New York State Attorney General's Office. Greenberg was ousted amid an accounting scandal in February 2005; he is still fighting civil charges being pursued by New York state. The New York Attorney General's investigation led to a $1.6 billion fine for AIG and criminal charges for some of its executives.Greenberg was succeeded as CEO by Martin J. Sullivan, who had begun his career at AIG as a clerk in its London office in 1970
AIG purchased the remaining 39% that it did not own of online auto insurance specialist 21st Century Insurance in 2007 for $749 million^. With the failure of the parent company and the continuing recession in late 2008, AIG rebranded its insurance unit to 21st Century Insurance
On June 15, 2008, after disclosure of financial losses and subsequent to a falling stock price, Sullivan resigned and was replaced by Robert B. Willumstad, Chairman of the AIG Board of Directors since 2006. Willumstad was forced by the US government to step down and was replaced by Edward M. Liddy on September 17, 2008.^[21] AIG's board of directors named Robert Benmosche CEO on August 3, 2009 to replace Mr. Liddy, who earlier in the year announced his retirement.[

American International Group AIG

American International Group has now changed its name to the Chartists
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American International Group, Inc. (NYSE: AIG) or AIG is an American multinational insurance corporation. Its corporate headquarters is reported as 180 Maiden Lane in New York City (was formerly in the American International Building in New York City). The British headquarters office is on Fenchurch Street in London, continental Europe operations are based in La Défense, Paris, and its Asian headquarters office is in Hong Kong. According to the 2011 Forbes Global 2000 list, AIG was the 29th-largest public company in the world.^[4][5] It was listed on the Dow Jones Industrial Average from April 8, 2004 to September 22, 2008.
AIG suffered from a liquidity crisis when its credit ratings were downgraded below "AA" levels in September 2008. The United States Federal Reserve Bank on September 16, 2008 created an $85 billion credit facility to enable the company to meet increased collateral obligations consequent to the credit rating downgrade, in exchange for the issuance of a stock warrant to the Federal Reserve Bank for 79.9% of the equity of AIG. The Federal Reserve Bank and the United States Treasury by May 2009 had increased the potential financial support to AIG, with the support of an investment of as much as $70 billion, a $60 billion credit line and $52.5 billion to buy mortgage-based assets owned or guaranteed by AIG, increasing the total amount available to as much as $182.5 billion.^[6][7] AIG subsequently sold a number of its subsidiaries and other assets to pay down loans received, and continues to seek buyers of its assets.